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Moreover, don't put all your money in any one bank. Spread it out to 2-3 different banks. Better to have access to some money than none. As for multiple HYSAs at Marcus, may be ok. Be sure to regularly view monthly statements and log in weekly if possible. This aspect of Cons To Multiple Hysa On Marcus Rbanking Reddit plays a vital role in practical applications.
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Furthermore, marcus is fine, money is FDIC insured and they have competitive rates. You could also use Ally, Cap One, Discover, or any other high yield account. And yes, getting some interest vs no interest is a smart move. This aspect of Cons To Multiple Hysa On Marcus Rbanking Reddit plays a vital role in practical applications.
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Furthermore, i was in your position a week ago and set up a HYSA with Marcus. I have a 4.3 rate currently because I used someone's referral for a 1 bonus for the first three months. I'm probably going to buy some I bonds to get the 6.89 rate this week and then buy more after January 1. USAA and Chase were both paying. 01, which was insane. This aspect of Cons To Multiple Hysa On Marcus Rbanking Reddit plays a vital role in practical applications.
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Furthermore, marcus has numerous complaints for illegitimate holds and action is being contemplated. I filed a CFPB complaint on them about a week ago. They rejected my ACH transfer of 12k to my Capital One account. They said that since the funds didn't come from there, they wouldn't allow the transfer. This aspect of Cons To Multiple Hysa On Marcus Rbanking Reddit plays a vital role in practical applications.
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Furthermore, marcus has numerous complaints for illegitimate holds and action is being contemplated. I filed a CFPB complaint on them about a week ago. They rejected my ACH transfer of 12k to my Capital One account. They said that since the funds didn't come from there, they wouldn't allow the transfer. This aspect of Cons To Multiple Hysa On Marcus Rbanking Reddit plays a vital role in practical applications.
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Moreover, marcus has numerous complaints for illegitimate holds and action is being contemplated. I filed a CFPB complaint on them about a week ago. They rejected my ACH transfer of 12k to my Capital One account. They said that since the funds didn't come from there, they wouldn't allow the transfer. This aspect of Cons To Multiple Hysa On Marcus Rbanking Reddit plays a vital role in practical applications.
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